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The survey covers over 75 percent of all U.S. retail residential mortgage applications, and has been conducted weekly since 1990. respondents include mortgage bankers, commercial banks and thrifts. and commercial banks to develop consumer credit products in order to encourage low income earners to engage more in loan.
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Taking a property subject to a mortgage means the seller is still on the hook if things go south down the road. The first option favors the seller while the second option favors the buyer. Choose.
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